Business Finance Articles For Entrepreneurs & Small Business Owners

Forza Coffee Offers In-House Financing to Franchisees

Forza Coffee Co. understands the difficulty for first-time business owners to get financing from traditional sources.  To help these new entrepreneurs and to achieve its franchise growth, it has put up an in-house financing arm.  BusinessExaminer.com says Forza is putting their money where their mouths are.  Rich Jennings, CEO and managing partner of Forza, says [...]

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Tax Relief Benefits for Underused Space

Are you considering buying a business property with unused space above and are unsure about what you should or do you already own commercial property with space above and are thinking about getting the best use out of the space? You may be considering converting the underused space into flats for short term letting (FOTS) [...]

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Burger King Goes Public Again

The Wall Street Journal reports that 3G Capital Management, current owner of Burger King, sold 29% stake in the hamburger chain for $1.4 billion to Justice Holdings.  William Ackman of Pershing Square Capital Management will own 10% of Burger King as co-owner of the investment fund, Justice Holdings.  When it lists at the New York Stock [...]

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Financing Options for Businesses – Which Type of Financing Is Right for Your Business?

There is good news for small business owners.  Small business lending rose 18% during the period from November 2010 to November 2011.  Congress is also most likely to pass the JOBS (Jump-start Our Business Start-ups) Act this year.  This will make it easier for small businesses and start-ups to raise capital.  The new law will [...]

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The Advantages and Disadvantages of Pre-Pack Administration

In recent times, many businesses have found it difficult to keep financially afloat, especially smaller companies. With further tough times to come, many are facing closure or bankruptcy. However, there are ways to deal with business debt, no matter how big or small the problem. One mistake that many companies make when in debt is [...]

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Should You Leverage Your Personal Credit Score For Your Business?

The process of building credit for your corporation or LLC can feel like a catch-22. On one hand, creditors will not extend underwriting unless your company has an established (and robust) credit history. That brings us to the question… how do they expect us to do that, when they won’t give us any to begin [...]

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10 Tips on Using an Investor to Help You Buy a Business

How will you go about buying a business that matches your skills and experience?  Very few people have the means to buy a business without resorting to borrowing or looking for a business investor.  Financing your business is an important step towards realizing your dream of owning your own company.  The first source of funding [...]

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Fundraising Ideas That You Can Also Use To Increase Exposure

Most, if not all legitimate businesses can always use additional exposure.  There’s no doubt about that.  If you’re offering products or services, you’d want people to be aware of your business and its offerings.  This is why a lot of these businesses, big and small, spend a lot of money in order to increase their [...]

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How The Recession Transformed Lending

Try listing five things you love about your bank. give up? How about five things you hate about your bank? Before you start drafting and editing your reply, I think I’ve got one that’s enough: lending to hardly anyone (and forcing some us to borrow from “payday lenders” as a last resort). The banks have [...]

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Will Debt Restructuring Save Quiznos?

Denver-based Quiznos is a national chain of quick-service restaurants that offer sandwiches, soups and salads using premium ingredients.  The chain grew to nearly 5,000 stores but because of competition from Subway, about 1,500 of these stores closed.  It ran into debt when its current owners, CCMP Capital Advisors LLC and Consumer Capital Partners, purchased Quiznos “in a [...]

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Business Loans Debate: Do Big Banks Lend Enough to Small Business?

The Wall Street Journal got Ami Kassar, chief executive of MultiFunding LLC small-business loan advisors, and Marc Bernstein, executive vice president, Wells Fargo small business segment, to write about small business loans of big banks. Ami Kassar urges big banks to  increase their lending to small businesses.  He cites the FDIC (Federal Deposit Insurance Corporation) [...]

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Small Business Borrowing Is Up

Reuters.com presented data from Thomson Reuters/PayNet Small Business Lending Index showing an increase in borrowing by small businesses.  This bodes well for the economy as small business account for the largest share for new hires.  There is also a drop in delinquencies, PayNet data shows.  PayNet gathers data from over 250 leading U.S. capital equipment [...]

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Difficulties in Getting a Bank Loan to Grow a Business

Liza Whiting, a graphic arts company owner, started with 3 employees and plans to increase this to 50 next year.  To do so, she has to expand her business by buying additional equipment, but banks would not lend her the money.  CBSNews.com reports that Liza’s credit score, like other entrepreneurs, dropped despite their on-time payment [...]

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Top Venture Capitalists Share Tips On Pitching

Porter Gale, former Vice President of Marketing at Virgin America, asked top venture capitalists tips on how to pitch your company to a venture capitalist as worthy of investment.  Among the DOs are to be forthright about the business, focus on the company culture, and to have a long-term vision for the company.  This article [...]

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Wingstop Secures $15 Million to Support Franchisees

QSRMagazine.com reports that Wingstop has been granted $15 million financing by Franchise America Finance (FAF) and The Bancorp Bank which it can use to develop new restaurants.  This will be available to both new and existing franchisees said Dave Vernon, vice president of franchise sales.  Wingstop, a fast-casual restaurant chain, is soon to open its 500th [...]

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Commercial Loan Refinancing Available Says SBA

Many business owners who need to refinance their commercial loans for working capital are unaware that there is an SBA program that provides funds for this purpose.  The 504 Loan Refinancing Program—implemented under the Small Business Jobs Act of 2010— also allows small businesses to use excess equity to obtain working capital that can be [...]

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Various Groups Ask Congress for More SBA Funding

Several groups that include the banking sector and business organizations have written to Congress to ask for more funding for the Small Business Administration, reports Portfolio.com.  But it seems Congress will retain the current figure of $1.4 billion compared to $2.6 billion during the same period a year earlier.  The former are hoping that the lawmakers [...]

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How to Ask for Startup Money from Family and Friends

It is difficult to get a business loan to start a small business.  Family and friends are typically the initial sources of funds for most entrepreneurs.  But as an entrepreneur, how will you get financing while preserving the relationships with these people who are close to you?  Entrepreneur.com shares some tips on how to ask for [...]

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Small Businesses Seek Alternative Lenders

Small businesses are having a difficult time borrowing money for expansion from big banks, says the Los Angeles Times.  Big banks are reluctant to lend to small businesses and are more comfortable lending to large corporations. In October, small banks and other lending institutions approved 46.3% of loan applications compared to 9.3% from big banks. Despite ads [...]

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Congress Urged to Provide More Funds to Create Jobs

Franchising grew significantly in the past decade and the Small Business Administration has lent small businesses more than $30 billion this year.  Of this amount, $25 billion went to SBA’s popular 7(a) and 504 programs.  Now that Congress is working on the appropriations, it should prioritize funding to help small businesses create jobs. The following [...]

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