Business Finance Articles For Entrepreneurs & Small Business OwnersWant To Grow Your Business? Loans Versus InvestmentsIf you’re looking to grow your business, you have a few different options that you can consider. Getting financing is going to be critical to your ability to spread your wings and gain more of the business share, but doing so is not always as straightforward as it may seem. What is the best way [...] Raising Capital For Your Business In 2013Times are very hard now, the days where credit was easily available for businesses have since been replaced by bank managers being resigned to the fact that there is simply not enough money to go around. On the other hand funds are extremely crucial for businesses as growth from revenue is extremely hard to cement [...] Understanding The Small Business Loan MarketAmy Kassar of MultiFunding shares some tips to would-be loan borrowers in The New York Times. There are various types of loans and each has particular criteria unique to its own. These propositions dictate how much you can borrow and how you will pay the loan. Kassar advices entrepreneurs to check the loan market to [...] SBA Business Loans – Is 90% Business Financing Possible?The International Franchise Association relates the experience of Marla and Jason Brunk with the SBA 504 Program. The Brunks saw in the Goddard School a business they want to operate. With Marla’s retirement funds, they were able to purchase a franchise and launched their first Goddard School in 2006. An opportunity to own the building [...] Diversify Business Investments With Asset AllocationSince diversification does come at a cost, it must be carefully managed in order to strike the appropriate balance. The goal of the diversifying investor is maximize the benefits of diversification while minimizing its costs. Thankfully, by its nature, diversification allows for a disproportionately high decrease in volatility and uncertainty for a relatively small decrease [...] Fundraising Tips for EntrepreneursYoungEntrepreneur.com featured an article by Irving Fain on lessons he learned on raising funds for his start-up, CrowdTwist. Fain says you have to develop a relationship with people you want to work with. Begin building relationships well before you ask them to join you in your business venture. Raise funds only when you are ready. [...] SBA Refinance Program to Expire September 27The Small Business Jobs Act will expire on September 27. This means that you only have a few weeks to refinance your business premises at below-market, long term fixed rates. Courtney Rubin at OpenForum.com enumerates the requirements to qualify for the program. One of which is that you have to occupy more than half of [...] Has Small Business Lending Increased?Is small business lending by big banks increasing or getting more difficult? CrainsNewYork.com presents differing views from business experts. Rohit Arora, Biz2Credit’s CEO, says lending has become sluggish. He cites a survey of Biz2Credit small business customers showing a drop in lending by big banks. Biz2Credit is a company that matches small businesses with lenders. [...] We Like to Make Loans, says Bank of AmericaBarry Moltz in American Express Open Forum talked to Robb Hilson, Small Business executive with Bank of America, on the current state and relationship of big banks and small businesses. The Small Business Owners Report, a survey conducted by Bank of America, revealed the optimistic outlook of business owners next year. The bank’s lending to [...] How To Get Business Financing From The SBAThe U.S. Small Business Administration has various loan programs that provide business financing for small businesses. It particularly caters to new and existing small businesses that are unable to secure business loans from lending institutions on their own. In the mid-90s, loan guarantees amounted to about $10 billion. By the 2000s, this has grown to [...] Growth Of Franchise Businesses – Franchise Lending Is Up Compared To Last YearFranchise lending is up about 6% from May 2011 to May 2012. QSRWeb.com gathered this information from the monthly Franchise Lending Index of the International Franchise Association (IFA) and BoeFly. BoeFly is an online marketplace accessed by lenders to find franchise borrowers. Its data is collected from over 2,200 lenders in the country. Some of [...] 2012 Worst Franchises to Buy According to SBAThe Small Business Administration gave data to BlueMaumau.org on franchises that continuously failed to meet their loan payments. This is the same list given by the SBA to its affiliated lenders throughout U.S. Topping the list are ice cream shops and quick service restaurants. They lead the lowest performers among major franchise brands in terms [...] Where to Get Business GrantsIf you need funds to start or develop a small business, do not look far. This Bangor Daily News (Maine) article present some tips on where to look for business grants. You have to be patient and persistent. Look for these in industry publications and the local paper. There are development agencies that offer grants [...] Why Small Business Lending Is a MessAfter Ami Kassar was fired from his bankrupt company, Advanta, he founded MultiFunding. MultiFunding helps small businesses get the best loans with the most favorable terms for their situations. In his first post that appeared in The New York Times, he calls our attention to one of the factors why small business lending is a [...] Small Business Loans – Credit Unions vs. Banks in CongressThere is a pending legislative bill that will raise the lending cap of credit unions from the current mandated 12.25% of their total asset size to about 27%. If approved, this will substantially benefit small business owners and improve the economy says Brian Martin of the Progressive Policy Institute. Sen. Mark Udall, sponsor of the [...] Forza Coffee Offers In-House Financing to FranchiseesForza Coffee Co. understands the difficulty for first-time business owners to get financing from traditional sources. To help these new entrepreneurs and to achieve its franchise growth, it has put up an in-house financing arm. BusinessExaminer.com says Forza is putting their money where their mouths are. Rich Jennings, CEO and managing partner of Forza, says [...] Tax Relief Benefits for Underused SpaceAre you considering buying a business property with unused space above and are unsure about what you should or do you already own commercial property with space above and are thinking about getting the best use out of the space? You may be considering converting the underused space into flats for short term letting (FOTS) [...] Burger King Goes Public AgainThe Wall Street Journal reports that 3G Capital Management, current owner of Burger King, sold 29% stake in the hamburger chain for $1.4 billion to Justice Holdings. William Ackman of Pershing Square Capital Management will own 10% of Burger King as co-owner of the investment fund, Justice Holdings. When it lists at the New York Stock [...] Financing Options for Businesses – Which Type of Financing Is Right for Your Business?There is good news for small business owners. Small business lending rose 18% during the period from November 2010 to November 2011. Congress is also most likely to pass the JOBS (Jump-start Our Business Start-ups) Act this year. This will make it easier for small businesses and start-ups to raise capital. The new law will [...] The Advantages and Disadvantages of Pre-Pack AdministrationIn recent times, many businesses have found it difficult to keep financially afloat, especially smaller companies. With further tough times to come, many are facing closure or bankruptcy. However, there are ways to deal with business debt, no matter how big or small the problem. One mistake that many companies make when in debt is [...] |
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